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Investment Examples

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Professional HMO, Camden

Type: 4-bed flat of multiple occupancy (HMO)

Purchase Price: £515,000 in 2014

Rental Income: £3,500 per month

Finance: 75% LTV, Buy-to-Let mortgage, 2.7% fixed rate, fixed for 5yrs

Capital Invested: £128,750

Annual Gross Rental Yield: 33%

Annual Property Appreciation: 5%

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Short term lets, Manchester

               City Centre

Type: 2 bed 2 bathroom City Centre Apartment

Purchase Price: £290,000 in 2019

Rental Income: £2,500 per month

Finance: 75% LTV, Commerical mortgage, 3.5% fixed rate, fixed for 5yrs

Capital Invested: £72,500

Annual Gross Rental Yield: 41%

Annual Property Appreciation: 5%

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Short term lets, Liverpool

             City Centre

Type: 2 bed 2 bathroom City Centre Apartment

Purchase Price: £176,000 in 2019

Rental Income: £2,000 per month

Finance: 75% LTV, Commerical mortgage, 3.5% fixed rate, fixed for 5yrs

Capital Invested:£44,000

 

Annual Gross Rental Yield: 54%

Annual Property Appreciation: 5%

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Semi-commercial, Stratford 

Type: Commercial + 4-bed flat of multiple occupancy

Purchase Price: £450,000 in 2018

Rental Income: £3,000 per month

Finance: 75% LTV, Commerical mortgage, 4% fixed rate, fixed for 5yrs

Capital Invested: £112,500

Annual Gross Rental Yield: 32%

Annual Property Appreciation: 5%

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